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Posts by George Orwell

About George Orwell
George Orwell writes about personal finance, investing strategies, and wealth-building for everyday readers. With a background in financial analysis, he simplifies complex money topics into actionable advice.
Piggy bank beside a bank statement illustrating which savings account will earn you the least money
Posted inInvesting & Savings

Which Savings Account will Earn You The Least Money?

Which savings account will earn you the least money? The answer is a standard savings account at a large, branch-based bank. Many of these pay 0.01% APY. On a $10,000…
Posted by George Orwell October 3, 2026
illustration showing what is a deductible in insurance and its relationship to monthly premium costs
Posted inPersonal Finance

What Is a Deductible in Insurance

A deductible is the amount you pay out of your own pocket before your insurance company starts paying for a covered claim. If your car repair costs $2,000 and your…
Posted by George Orwell September 28, 2026
Person reviewing what happens when you file for bankruptcy paperwork at home
Posted inPersonal Finance

What Happens When You File for Bankruptcy

The moment you file for bankruptcy, several things happen at once, and most of them happen faster than people expect. A single court filing puts a legal stop on collection…
Posted by George Orwell September 27, 2026
Person reviewing branded surveys legit rewards dashboard on laptop at homePerson reviewing branded surveys legit rewards dashboard on laptop at home
Posted inPersonal Finance

Is Branded Surveys Legit? An Honest Review for 2026

Branded Surveys is a real market research company, not a scam. It pays members in cash and gift cards for completing surveys, and it has processed payouts for well over…
Posted by George Orwell September 26, 2026
Couple learning what is a trust fund during a meeting with an estate planning attorney
Posted inInvesting & Savings

What Is a Trust Fund and How Does It Work

A trust fund is a legal arrangement that holds money, property, or other assets on behalf of someone else. Instead of leaving assets directly to a person through a will,…
Posted by George Orwell September 9, 2026
Person holding a smartphone open to a banking app before starting the process to close a Chime account
Posted inPersonal Finance

How to Close a Chime Account: Step-by-Step Guide

Closing a Chime account is not something you can do with a single tap in the app. Chime requires you to contact support directly, and the account has to meet…
Posted by George Orwell August 27, 2026
Split image comparing a bank branch and a credit union branch side by side
Posted inAccounting

Bank vs credit union: which one is right for you

Choosing between a bank vs credit union comes down to ownership, not just interest rates or fees. Banks are for-profit companies owned by shareholders. Credit unions are nonprofit cooperatives owned…
Posted by George Orwell August 26, 2026
Gold metal credit card representing the Amex Gold Card annual fee and dining rewards
Posted inPersonal Finance

American Express Gold Card Annual Fee: What You’ll Actually Pay

The American Express Gold Card annual fee sits at $325 a year. That charge appears on your first statement after you open the account, then again every year on your…
Posted by George Orwell August 22, 2026
Personal check on a wooden desk showing the parts you check when learning how to read a cheque
Posted inPersonal Finance

How to Read a Cheque: Every Part of a Check Explained

A check looks simple until you actually need to read one carefully. Maybe a client just handed you a check for a large invoice, or a family member mailed you…
Posted by George Orwell August 16, 2026
Diagram showing where is the check number on a check, circled in the top right corner and bottom row
Posted inPersonal Finance

Where Is the Check Number on a Check

The check number sits in two spots on every personal check. You'll find it printed in the top right corner. It also appears again at the bottom, inside the row…
Posted by George Orwell August 16, 2026

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