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Posts by Jane Austen

About Jane Austen
Jane Austen covers budgeting, savings strategies, and financial planning. She has spent years helping readers make smarter money decisions through practical, easy-to-follow content.
worker in the lowest paying job in the USA
Posted inCareers & Education

What Is the Lowest Paying Job in the USA?

Shampooers hold the title of the lowest-paying job in the USA. Federal wage data puts their mean pay at $14.07 an hour, or about $29,260 a year, against a national…
Posted by Jane Austen August 25, 2026
Hand putting a coin into a pink piggy bank beside a jar of savings
Posted inInvesting & Savings

How Much of Your Paycheck Should You Save? (2026 US Guide)

Figuring out how much of your paycheck to save is one of the most common financial questions Americans ask themselves — and one of the most misunderstood. There's no single…
Posted by Jane Austen August 19, 2026
United Airlines passengers lined up by boarding group number at a US airport gate
Posted inPersonal Finance

How Many Boarding Groups Does United Have? Full Breakdown

United Airlines uses seven boarding groups in total: preboarding plus six numbered groups. That number surprises a lot of travelers, since United's boarding passes only display a single digit next…
Posted by Jane Austen August 12, 2026
Family reviewing who needs life insurance paperwork at home
Posted inPersonal Finance

Who Needs Life Insurance? A Guide by Life Stage

The honest answer is that not everyone needs life insurance. If nobody depends on your income and you have no debt that would burden someone else, a policy may not…
Posted by Jane Austen August 10, 2026
Illustration showing the difference between flexible money market access and locked CD terms
Posted inInvesting & Savings

Money Market vs CD: Which Account Fits You Best?

Parking cash in a plain checking account means leaving money on the table. Both money market accounts and certificates of deposit pay meaningfully more, but they work in very different…
Posted by Jane Austen August 9, 2026
Diagram showing the four phases of the business cycle including expansion, peak, contraction, and trough
Posted inInvesting & Savings

Phases of the Business Cycle: A Complete US Guide

The business cycle describes the natural rise and fall of economic activity over time. In the United States, this pattern shapes hiring decisions, interest rates, stock prices, and even how…
Posted by Jane Austen August 8, 2026
Person holding a prepaid debit card while checking their balance online
Posted inPersonal Finance

Best Prepaid Debit Cards in 2026: Full Comparison Guide

Prepaid debit cards let you spend only the money you load onto them, which makes them useful for budgeting, teaching teens about money, traveling without carrying cash, or managing finances…
Posted by Jane Austen August 6, 2026
Bank routing number highlighted on the bottom left of a personal check
Posted inPersonal Finance

What Is a Bank Routing Number? US Guide

A bank routing number is a nine-digit code that identifies the specific financial institution involved in a transaction. In the United States, it is officially called an ABA routing number,…
Posted by Jane Austen August 4, 2026
types of financial advisors meeting with a client in an office
Posted inInvesting & Savings

Types of Financial Advisors in the US: Full Guide

Not every financial advisor works the same way, and the label on their business card rarely tells you how they get paid or whose interests they're required to protect. Some…
Posted by Jane Austen July 26, 2026
homeowner reviewing average homeowners insurance cost documents at home
Posted inPersonal Finance

Average Homeowners Insurance Cost in the U.S. (2026)

The average homeowners insurance cost in the U.S. is about $2,490 a year, or roughly $208 a month, for a policy with $400,000 in dwelling coverage. That figure comes from…
Posted by Jane Austen July 23, 2026

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